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Blog Posts by "Mike Geyer"

First Time Home Buyers!

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Attention aspiring homeowners: Don’t be scared off by rumors that you need a huge down payment and the squeakiest of credit histories to get into a house. A 10% down payment is now the norm, says Jim McMillan, a senior loan officer for JP Morgan, but you can find 5% down payment loans. Zero down payment options are nearly impossible, but if you’re working with a conforming loan of $417,000 or less and a credit score...

Investing in College Towns

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Investing in a college town can work to your advantage! An article from BusinessWeek, March 13, 2008 issue came out entitled “College Towns: Still A Smart Investment.” It said property values in college towns are holding strong and can make a good investment whether you’re a parent, an investor or just looking to relocate. It also stated that enrollments esp. at large public universities are growing as more children...

Residential Single Family Sales for 2000 through 2007

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Unless you've been on a beach somewhere for the last year, you have been hearing about how bad the real estate market is in the United States. The sub-prime mortgage collapse is real in many communities around the country and the economy has been trying hard to stay out of recession. However, in Athens we have seen less than our share of these kinds of problems. In fact business is close to normal for this time of y...